# CCMR3 > As a full-service partner, CCMR3 operates differently, because we were designed differently. When it comes to collections, you cannot outsource to just any agency. Finding the right partner is critical to your bottom line and your brand. CCMR3 is reinventing the formula for debt collections success. CCMR3 is a full-service debt collection agency that operates differently with a people-first approach. The company focuses on ethical debt collection practices, brand protection, and innovative technology solutions while maintaining customer relationships and compliance expertise. ## Services - [Debt Collections](https://ccmr3.com/debt-collections): Comprehensive debt collection services including first-party (early-out) collections and third-party collections for delinquent accounts, with additional litigation services and bankruptcy servicing support. ## Company Philosophy CCMR3 follows a "Rethink. Reimagine. Recover." philosophy, rethinking traditional debt collection approaches and reimagining the borrower experience by recovering delinquent accounts through innovative practices, cutting-edge technologies, and personalized solutions. ## Key Differentiators - **Brand Protection**: Experienced collections team safeguards client brand image with compliance expertise, ensuring customer retention and protection - **People-First Approach**: Fosters strong relationships enabling great interactions and superior results - **Cutting-Edge Technology**: Utilizes next generation systems including digital communication channels, machine learning analytics, business automation technology, and advanced speech analytics - **Communication Channels**: Omnichannel communications through email, text, and phone with dedicated client services team providing personalized support and real-time updates ## Contact Information - Phone: (866) 272-4035 - Email: help@ccmr3.com - Website: https://ccmr3.com ## Additional Resources - [Financial Education](https://capitalcollect.everfi-next.net/welcome/financialeducation): Valuable financial education resources and tools to help manage finances effectively - [Notice](https://ccmr3.com/notice): Information for individuals who have received a debt collection notice from CCMR3